Checks are written everyday at almost every place of business. At age 18 anyone with the adequate amount of money can open a checking account of his or her own. One aspect of checking account functions that many account owners are not familiar with is the processing of their checks after they have been written.
When grocery shopping at a place such as Winn Dixie the customer many times thinks to his or herself whether he
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is sent to the owner the check is kept in a safe place until it can be properly destroyed.
This is only one example of the way a check is cleared through a certain business. Although, the basic concept of check clearing is the same, each individual company may go through its own processing procedure before depositing the check to the bank. Most banks handle their checks in approximately the same manner.