1) Credit cards and debit cards are definitely the future. These plastic cards will make the everyday life for banks and retailers a lot easier. Of course they still like to receive money, but cash payments have to be tallied. This takes a lot of time and is a great cost for the banks and retailers. But all of this can be avoided if the customers would be more willing to use debit cards and credit
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not buy anything. It is hard to forecast the future. But I do not think we will ever have a completely cashless society. There will always be a need for some coins. Coins and bills are also tradition. If a cashless society should be born, will we then see the Queen of Denmark on the cash cards? No, I do not think we will ever have a completely cashless society, but we are pretty close.